logo head

BUILD YOUR BUSINESS WITH FUNDSLENDERS

Facebook
Twitter
Instagram
Skype
fundsLenders
Contact Us
Questions and Answers

General FAQs

FundsLenders Keep your Personal and bank Information Safe

FundsLenders takes extensive precautions to protect your personal information. We use robust industry-leading procedures and safeguards, including encryption, to secure and protect your personal information. Further information regarding FundsLenders security policies and procedures can be found here: www.fundslenders.com

> Applying For a Loan

A credit score is a number between 300–850 that depicts a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders. Many lenders, insurance companies, and other institutions use your credit score in making loan, credit, insurance, and even employment decisions.

At FundsLenders, we believe you are more than your credit score. Our model, using data and technology, looks beyond your credit score to allow us to see a more complete picture of you and your true creditworthiness.

We offer loans to consumers in across the 50 states and across the Globe

Providing your basic information to view loan options does not impact your credit score. To determine how much you could qualify for, we conduct a “soft pull” of your credit. If you select a loan option and continue your application, we require a “hard inquiry” to verify the information you’ve provided on the application for final loan approval. This “hard inquiry” will be seen as an inquiry on your credit report.

Yes we offer Consigned Loans . We offer personal loans based on an individual credit profile, taking into account only the applicant’s information and income (not joint or household).

To be eligible for a FundsLenders Loan, you must:

  • Be 18 years or older

  • Be able to provide a federal, state, or local government issued photo ID

  • Have a social security number or Equivalent 

  • Have a minimum annual income of $25,000 (from employment, retirement, or some other source)

  • Have a verifiable House Address  
During the approval process, we may require a few documents to verify the information you provided on your application. Requested documents may include a driver’s license, pay stub(s), bank statements, or employment verification.
Our goal is to make the loan process as easy as possible. Simply apply online or call and speak to one of our loan specialists at + 1 (213) 603 6237 You’ll select the loan option that works best for you, set up your repayment preferences, then sign your loan agreement. You may be asked to upload a few documents to help verify your application information. Once we receive a complete application, we provide a decision as soon as possible.
Based on your credit picture and the information provided on the application, FundsLenders returns your loan offer(s) in just seconds. Once you have selected your preferred loan option, we’ll ask for some additional information. In some cases, you may be asked to provide some additional documentation to help verify information on your application. Once any additional documentation is received and reviewed a final loan approval is completed.
If your application was turned down, you’ll receive an email regarding the decision, including how to get a statement of specific reasons.
After final loan approval, we’ll initiate the transfer of the funds into your bank account via ACH as soon as the next business day. Depending on your bank, it could take longer for the funds to be available in your account.
Our personal loans range from $1,000 to $36,500. The loan amount you may be approved for depends upon your individual credit profile and the information you provide during the application process. The maximum loan amount offered is based upon what is believed to be affordable for you. We take several factors into consideration including your current DTI (debt-to-income ratio) and PTI (payment-to-income ratio).
You can use your loan for whatever legal personal expense or purchase you choose. Consider it a debt consolidation loan, a wedding loan, an unexpected medical expense loan, a fix-my-car loan, an I-need-a-vacation loan, or a kitchen remodel loan. It’s up to you.
There is no obligation or fees to apply for a loan. There’re no prepayment penalties or charge for extra payments. Depending on your state, an origination fee up to 10% may be included in your total loan amount.
Our loans are fixed rate loans so your interest rate will never go up. In fact, after 6 months of on-time payments, we will review your account to determine if there is an opportunity to lower your rate.
Do not disclose your financial information to unknown persons. You can find more information to help protect you and your money from financial scams or what to do if you have been a victim of a scam.
faq01

Managing Your Loan

You can access and manage your loan through our customer Service. Once your loan is approved, you’ll receive an email from our customer service.
Once your loan is funded you will receive an email with all your loan details – including your first payment due date. You can view your due date, make a payment, or enroll in any program you want
You’re all set! We’ll send you a reminder via email and SMS 10 and 3 days prior to your due date.
You can make or schedule a payment anytime through our consultants. If you’d prefer to use a cashier’s check, Crypto Wallet or certified check, please make them payable to our Cashiers at FundsLenders. You can also call us directly at +1 (213) 603 6237 or email us at Consultant@Fundslenders.com for further details.

Please do not send your check to our headquarters as this could cause a delay in posting the payment to your account.
Extra payments can be made at any time without penalty.
There is never a penalty for paying off your loan early.
In most cases we’re able to offer a second loan.
Please contact us at Consultant@Fundslenders.com or +1 (213) 603-6237 to speak to one of our loan specialists.
Our Clients Testimonials

What People Say

clients01
Smith
@smith

Thank you FundsLenders for helping me with my students Loans. Kudos to your incredible team and timely response

clients02
Jones
@Jones

No words can describes how grateful I am to FundsLenders  All "i can say" is  thank so much".

clients03
Mary
@mary

Last year my company was down so i applied for Loan here and success has been the story. thank you for your help.

clients04
Rods
@rods

I never get stress, FundsLenders save my world, only apply for application get easy money.

1+
Projects Done
1+
Happy Clients
1+
Company Loans
1+
Hospital Loans